To help us process your application we will supply your personal information to credit reference agencies and they will give us information about you, such as your financial history. We do this to assess creditworthiness, check your identity, manage your account and prevent criminal activity. We will also continue to exchange information about you with credit reference agencies on an ongoing basis, including about your settled accounts and any debts not fully repaid on time. Credit reference agencies will share your information with other organisations.
The identities of the credit reference agencies we use, and the ways in which they use and share personal information, are explained in more detail at: http://www.experian.co.uk/crain/index.html and https://www.creditsafe.com/gb/en/legal/privacy-policy.html.